Finance your Dacia with Toomey Southend

Choose from a range of finance options

We know that budget is a major consideration when you are deciding which car to purchase next, and that's why we offer flexible finance packages to help your funds go further. You may not know which of Dacia's models you can afford, so we've included a 'payment' section as part of our online vehicle search tool which allows you to browse our stock based on your budget. If you have your eye on one particular car but are not sure whether you can afford it, you can also search for that exact model, and view an example finance quote. It is possible to adjust the terms of these quotes to bring the monthly payment down to a comfortable amount, with longer agreements, larger deposits and lower mileage limits.

Before you make a final decision, it's important to understand all the options available fully, so we've put together the below introductory videos. They explain why you should choose a dealership such as Toomey to fund your next car, as well as the packages we offer.



Why finance through a dealership?
Choosing to fund your car through a dealership finance plan enables you to enjoy a number of benefits over taking out a personal loan, as this video outlines.

Hire Purchase (HP)
The more traditional method to finance vehicles, Hire Purchase is the preferred choice for many motorists. With fixed interest and monthly payments, budgeting is straightforward. Click the video for more details. 

Personal Contract Purchase (PCP)
Personal Contract Purchase (PCP) is now the most popular way to fund a vehicle, as it allows motorists to reduce their monthly fee by delaying part of the payment until the end of the plan. Click the video for more details.



GAP Insurance
GAP insurance is used to cover the amount you paid for your car, and the amount your insurer will pay based on its current value. This insurance protects you from any financial cost you may incur if your vehicle is written off.

If you would like to discuss any of the above options with a financial expert, please get in touch with a Toomey Dacia Southend adviser online or by phone. We can provide you with appropriate finance options tailored to your needs.


When purchasing a vehicle on finance...

With dealer finance facilities, the following proofs of ID may be required at request of the finance company:

  • Valid photocard style Driving License showing current address - both card and counterpart.
  • Passport
  • 2 utility bill dates within 90 days

All finance documents must be signed 48 hours before delivery

Please note that failure to provide any of these documents (and others where requested) may result in delay when collecting your vehicle until they can be produced. All documents must be originals.

Part Exchange

We will need the parcel shelf, share keys, locking wheel nut keys and all the relevant paperwork including:

  • New style V5 Registration Document - without this your part exchange may be unsaleable.
  • MOT (If applicable) - your part exchange may be worth less without this paperwork.
  • Service history (if applicable) - your part exchange may be worth less without this paperwork.