Renault Finance packages in Essex

Assistance buying and financing by Toomey Southend

To help fund your next Renault, we offer a number of finance packages which also make it easier to access more of the manufacturer's best models. Finding one that you can afford is important, and you can browse our stock using the payment section of the vehicle search tool, which allows you to focus results based on your budget. If you have a particular model in mind but are unsure if you can afford it, search through our stock online and view the example finance quotes shown. You can adjust the terms to find a monthly payment amount that is right for you, with larger deposits, longer contracts and lower annual mileage bringing the cost down even further. It is our aim to help you understand your options fully before you make a decision, and our short videos below provide a straightforward introduction.



Why finance through a dealership?
When looking to buy or lease your next vehicle, our finance
packages make sense for many reasons. Our video will explain them simply, so you can be sure that finance is right for you. View the video to find out more information.

Hire Purchase (HP)
The traditional way to finance a new vehicle, Hire Purchase (HP) includes several benefits. One of the most significant is that the payments are usually lower than for an unsecured loan, as the amount borrowed is secured against your vehicle.

Personal Contract Purchase (PCP)
Personal Contract Purchase (PCP) is the most frequent finance method used, as motorists can fund higher priced and therefore more desirable models. There are low monthly payments, and short terms allow drivers to upgrade regularly.



GAP Insurance
GAP insurance is used to cover the amount you paid for your car, and the amount your insurer will pay based on its current value. This insurance protects you from any financial cost you may incur if your vehicle is written off.

If you would like to discuss any of the above options with a financial expert, please get in touch with a Toomey Renault Southend adviser online or by phone. We can provide you with appropriate finance options tailored to your needs.


When purchasing a vehicle on finance...

With dealer finance facilities, the following proofs of ID may be required at request of the finance company:

  • Valid photocard style Driving License showing current address - both card and counterpart.
  • Passport
  • 2 utility bill dates within 90 days

All finance documents must be signed 48 hours before delivery

Please note that failure to provide any of these documents (and others where requested) may result in delay when collecting your vehicle until they can be produced. All documents must be originals.

Part Exchange

We will need the parcel shelf, share keys, locking wheel nut keys and all the relevant paperwork including:

  • New style V5 Registration Document - without this your part exchange may be unsaleable.
  • MOT (If applicable) - your part exchange may be worth less without this paperwork.
  • Service history (if applicable) - your part exchange may be worth less without this paperwork.