Finance your Vauxhall at Toomey Southend

Choose from a range of finance options

Choosing a finance plan from Toomey Vauxhall Southend makes sense for a number of reasons. Our range of plans not only makes it easier to fund a quality new or used car, but also gives you access to a wider choice than you might have thought possible.

There are a number of plans available to suit a wide variety of motorists, and you can also browse through our stock of vehicles online today to find one that falls within your price range. Use the on-page model search tool to view accurate finance quotes, which you can adjust to suit your preferences. Choosing a longer contract period, larger deposit and lower mileage limit will bring your monthly payments down, and you can also part exchange your current vehicle to cut costs even further.

For an introduction to all of the finance agreements we offer, view the informative videos found below.




Why finance through a dealership?
Motorists who choose a Toomey Vauxhall finance plan enjoy a number of benefits, and you can understand them all by watching this straightforward video.

Hire Purchase (HP)
Hire Purchase (HP) is the traditional way for motorists to finance their vehicle purchase. As the amount owed is secured against the car, this agreement offers lower costs and is therefore an attractive option.​

Personal Contract Purchase (PCP)
Personal Contract Purchase (PCP) is the most common method used to finance a vehicle purchase. It allows higher priced models to be chosen, and includes lower monthly payments plus shorter agreements, so you can upgrade regularly.



GAP Insurance
GAP insurance is used to cover the amount you paid for your car, and the amount your insurer will pay based on its current value. This insurance protects you from any financial cost you may incur if your vehicle is written off.

If you would like to discuss any of the above options with a financial expert, please get in touch with a Toomey Vauxhall Southend adviser online or by phone. We can provide you with appropriate finance options tailored to your needs.


When purchasing a vehicle on finance...

With dealer finance facilities, the following proofs of ID may be required at request of the finance company:

  • Valid photocard style Driving License showing current address - both card and counterpart.
  • Passport
  • 2 utility bill dates within 90 days

All finance documents must be signed 48 hours before delivery

Please note that failure to provide any of these documents (and others where requested) may result in delay when collecting your vehicle until they can be produced. All documents must be originals.

Part Exchange

We will need the parcel shelf, share keys, locking wheel nut keys and all the relevant paperwork including:

  • New style V5 Registration Document - without this your part exchange may be unsaleable.
  • MOT (If applicable) - your part exchange may be worth less without this paperwork.
  • Service history (if applicable) - your part exchange may be worth less without this paperwork.